Frequently Asked KEYTA Insurance Questions

1.) Does this policy cover a teacher or a principal who is also a member of a school board?

2.) Are libel and slander covered?

3.) A member of the public is injured while on school property and sues the school system. Would this be covered?

4.) A student is physically injured during a scheduled football practice. He alleges negligence on the part of the coach. Is the coach covered?

5.) A claim is made against a principal or teacher for damages as a result of the suspension of a student. Is coverage provided under Coverage A?

6.) A suit is filed demanding reinstatement of a student alleging improper suspension by a principal or teacher. What coverage is provided?

7.) Are principals and teachers insured against criminal acts?

8.) A claim is made against a teacher or principal as a result of a student being injured during an experiment in the science lab. What coverage is provided?

9.) A claim is falsely and fraudulently made against a teacher for bodily injury to a student alleging negligence on the part of the teacher. Is this covered?

10.) What coverage is there in the policy for a member who feels unjustly terminated or unjustly censured by board action?

11.) An educator is accused of sexual misconduct with a student or another teacher. Is coverage provided?